What is Original Medicare?
Medicare benefits are divided into Medicare Part A, B, C, and D. Original Medicare is made up of Medicare Part A and Medicare Part B. Medicare Part A is generally known as the portion of Medicare that covers hospital stays. Medicare Part B covers the majority of the costs associated with Medicare.
What does Medicare Part A cover?
Along with hospital stays, Medicare Part A also sometimes covers costs associated with attending a skilled nursing facility such as physical therapy, speech therapy, and injection administration. Medicare Part A also provides hospice care essentially without cost. Medicare Part A does not cover costs associated with living in an assisted living facility (Medicaid is a more appropriate resource for this).
What does Medicare Part B cover?
Medicare Part B covers visits to the doctor, diagnosis and treatment, ambulance transportation, and outpatient hospital services. Medicare Part B covers many healthcare procedures such as blood transfusions and hormonal treatments, and also covers the cost of medical equipment such as wheelchairs and blood sugar monitors. Medicare Part B offers free preventative health services for your first year after enrollment, and offers a free annual wellness visit every year afterward. Also covered are mental health services, including one free depression screening per year. With Medicare Part B, beneficiaries are covered to receive a second opinion before undergoing any major procedures.